It is a fact, hazardous weather conditions can cause trees to fall and create extremely dangerous situations. For this reason, declining trees that cannot be saved or dead trees in close proximity to residential properties should be removed before a windy storm can potentially knock them down. Every year, a significant number of trees fall on houses, automobiles, buildings, structures, power lines, etc. Many homeowners who face the unfortunate occurrence of a tree that has fallen and damaged their property are frantic and unaware of what to do. They think, hm…
- Is this covered by my insurance company?
- Is this my neighbor’s tree or my own?
- If my tree falls into my neighbor’s yard, am I responsible and liable for the damage?
- What about damage to my own property – am I covered?
- Is a local tree service available immediately to remove the large tree that fell on my house?
- How long will it take to fix the whole in my roof?
- Who is responsible for fixing the whole in my roof, and at whose expense?
These are all very good and common questions that arise during an emergency situation. In most cases, it is an insurance company that is responsible for footing the bill for emergency tree removal. That is, if a tree falls on a structure such as a house, shed, fence, or car. This is generally when a home owner should contact their insurance company for help. Insurance companies have preferred vendor lists of local tree companies to provide the home owner. The home owner will call to obtain a free estimate to perform the work. In some cases when a tree falls on a house, an insurance company will provide the homeowner with a general contractor who is responsible for handling all aspects of repair, including finding a tree service. In some cases, if a home is located in an HOA, the association representative will handle the situation. Most of the time, this burden falls on a homeowner them self, and usually the tree company who responds the soonest and has the ability to perform the job the quickest are awarded with the task. Often, if a tree falls onto the roof of a house, a crane is required to help perform the removal. Tree companies with a fully staffed crane operator and their own crane are best suited for this type of tree removal.
If a tree falls through a house, the job is usually performed within hours of the occurrence, unless it is pouring down rain at 3am when it is dark outside. In this case, a tarp is usually put on the home, or the part of the house that was damaged is blocked off for the…